Your Credit
Building Toolkit
Build credit, track your progress, and unlock your financial future.
4.6 App store
4.2 Play store
No Credit Card Required
Build credit without the hassle of a traditional credit card.
Check your Credit Score in Minutes
Get instant access to your credit score and detailed breakdown.
No Impact on Credit Score
Check your score without any negative impact on your credit.
Your Data is Protected
Bank-level security keeps your financial information safe.
What Vola Offers
Understand Your Credit Mix
Get a clear breakdown of your credit accounts—credit cards, loans, and other trade lines that will influence your credit score. Learn which balances or accounts to focus on first to build good credit.
Track What's Influencing Your Credit Score
Vola shows you the key factors influencing your score, including credit utilization, payment history, and credit age. Get insights to build credit faster.
Personalized Insights & Actionable Suggestions
Vola highlights specific actions based on your profile to improve your credit score faster—without guesswork or complicated credit jargon.
Subscription Management
Track and manage recurring subscriptions in one place. Avoid unnecessary payments and understand recurring subscriptions so you can optimize and save money.
How It Works!How It Works
Download the app
& Register
Build Credit by Focusing on What Matters
1
Build Payment Histories
By reporting eligible monthly rent payment that you already make to the credit bureaus.
2
Lower Credit Utilization
By letting you keep track and notifying your credit utilization is higher.
3
Age of Credit:
Help you decide which account to keep to help you improve credit based on age of the account.
FAQs
- How does Vola work?
- Think of Vola like a friend who's got your back! We'll advance you up to $500 at NO INTEREST.
Vola will keep an eye out to make sure your bank balance does not get too low and alert you before it does so that you don't pay overdraft or NSF fees. Furthermore, Vola will breakdown your spending pattern to help you budget your upcoming expenses and find ways for you to save.
- Is Vola legit?
- Vola is transparent, and there are NO HIDDEN FEES. Vola operates by charging a subscription fee, there are no other charges. If the features offered by Vola are not compatible with your bank or phone, we will refund you your subscription fee.
- What kind of bank accounts are supported on Vola?
- Vola supports over 6000 banks and credit unions.
To get the most out of Vola, you will need to connect a bank account that you use regularly.
Vola will check to see if you have connected a bank that-
-Is more than 3 months old
-Has activity on most days of the week
-Has an average balance of over $150
-Has income/ deposits into the account
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